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Category Archives: Home Loans

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Singapore Home Loans

Latest SORA Rates (2022)

Guides, Home LoansBy seanMarch 4, 2022Leave a comment

Latest SIBOR and SOR Rates and Chart (2020)

Singapore Home Loans

Latest SIBOR & SORA Rates (2020)

Guides, Home LoansBy seanJanuary 6, 2020Leave a comment

Latest SIBOR and SOR Rates and Chart (2020)

mortgage decoupling

Property decoupling 101 – Part 2

Guides, Home LoansBy seanNovember 15, 2019

A look at ABSD and two common ways to decouple. In part 1 of a 2-part series, we will focus on the methods on ownership decoupling; (1) ownership decoupling and (2) mortgage decoupling

conveyancer

Conveyancing Process after Refinancing Your Home Loan

Conveyancing, Guides, Home LoansBy seanNovember 7, 2019

After navigating the comparison process and applying for the refinancing of your home loan, you will accept the loan with the bank and a law firm will be instructed to handle the conveyancing matters for the refinance transaction. We will look at the steps taken by the law firm in this article. Process after Refinancing…

ABSD and Property taxes

Property decoupling 101 – part 1

Guides, Home LoansBy seanNovember 6, 2019

A look at ABSD and two common ways to decouple. In part 1 of a 2-part series, we will focus on the methods on ownership decoupling; (1) ownership decoupling and (2) mortgage decoupling

mas singdollar announcement

Singapore dollar set to slow the appreciation pace

Guides, Home LoansBy seanOctober 15, 2019

The Monetary Authority of Singapore (MAS) announced in October 2019 that they will reduce the rate of appreciation of the Singdollar. This should lead to lower mortgage rates, be it fixed or variable, and bodes well for borrowers but not savers.

HSBC Singapore revised TDMR24

Guides, Home LoansBy seanApril 22, 2019

HSBC Singapore have sent letters informing their affected home loan customers on the change in TDMR24. HSBC will increase TDMR24 from 0.65% pa to 1.4% p.a. with effective on 1 July 2019.

Maybank 36M FDMR revision

Maybank Singapore increased 36M FDMR

Guides, Home LoansBy seanApril 22, 2019

Maybank Singapore, from 17 April 2019, will increase 36M FDMR from 1.80% to 2.05%. We look at the history of 36M FDMR.

DBS FHR

DBS Singapore (AGAIN & AGAIN) increased Fixed Deposit Savings (FHR) Rate

Guides, Home LoansBy seanMarch 4, 2019

DBS Singapore will increase from 4 March 2019 their Fixed Deposit Savings Rates. These rates are tied to Singapore home loans and are commonly known as FHR, FHR9, FHR8 and FHR18. Only FHR8 is offered and the others are only for existing mortgage accounts. 

Standard Chartered 2019 January announcement on 36-month FDR

Standard Chartered Singapore increased 36M FDR

Guides, Home LoansBy seanJanuary 28, 2019

Standard Chartered Singapore announced in November 2018 to increase their FDR rates of 9M, 36M and 48-month.

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