Latest SORA Rates (2022)
Latest SIBOR and SOR Rates and Chart (2020)
All You Need To Know About A Loan Guarantor In Singapore
In some circumstances, you may consider being a guarantor of a loan in Singapore. These loans could be for a commercial property, commercial business, car, renovation and education. This article explores the things you need to know should you become a loan guarantor.
Property decoupling 101 – Part 2
A look at ABSD and two common ways to decouple. In part 1 of a 2-part series, we will focus on the methods on ownership decoupling; (1) ownership decoupling and (2) mortgage decoupling
Conveyancing Process after Refinancing Your Home Loan
After navigating the comparison process and applying for the refinancing of your home loan, you will accept the loan with the bank and a law firm will be instructed to handle the conveyancing matters for the refinance transaction. We will look at the steps taken by the law firm in this article. Process after Refinancing…
Property decoupling 101 – part 1
A look at ABSD and two common ways to decouple. In part 1 of a 2-part series, we will focus on the methods on ownership decoupling; (1) ownership decoupling and (2) mortgage decoupling
Singapore dollar set to slow the appreciation pace
The Monetary Authority of Singapore (MAS) announced in October 2019 that they will reduce the rate of appreciation of the Singdollar. This should lead to lower mortgage rates, be it fixed or variable, and bodes well for borrowers but not savers.
HSBC Singapore revised TDMR24
HSBC Singapore have sent letters informing their affected home loan customers on the change in TDMR24. HSBC will increase TDMR24 from 0.65% pa to 1.4% p.a. with effective on 1 July 2019.
Maybank Singapore increased 36M FDMR
Maybank Singapore, from 17 April 2019, will increase 36M FDMR from 1.80% to 2.05%. We look at the history of 36M FDMR.
DBS Singapore (AGAIN & AGAIN) increased Fixed Deposit Savings (FHR) Rate
DBS Singapore will increase from 4 March 2019 their Fixed Deposit Savings Rates. These rates are tied to Singapore home loans and are commonly known as FHR, FHR9, FHR8 and FHR18. Only FHR8 is offered and the others are only for existing mortgage accounts.
Standard Chartered Singapore increased 36M FDR
Standard Chartered Singapore announced in November 2018 to increase their FDR rates of 9M, 36M and 48-month.
Hong Leong Finance Increase HHR
Hong Leong Finance increased HDB Home Rate (HHR) to 4.65%. It was at 4.0% previously.
OCBC Singapore AGAIN increased FDMR Rates
OCBC Singapore announced in December 2018 a latest round of increasing their FDMR, OHR and MR mortgage rates.
DBS Singapore (AGAIN) increased Fixed Deposit Savings (FHR) Rate
DBS Singapore announced today their Fixed Deposit Savings Rates (FHR) will increase from 24 August 2018. These changes are on the various fixed deposit tenors and will affect many home owners. If your home loan is linked to FHR, FHR8, FHR9, FHR18, please read and refinance.
Standard Chartered Singapore increased 9M, 36M & 48M FDR
Standard Chartered Singapore announced in November 2018 to increase their FDR rates of 9M, 36M and 48-month.
UOB Singapore increased 15M and 14M FDPR
UOB Singapore are increasing 15- and 14-month Fixed Deposit Property Rate (15M FDPR, 14M FDPR) from 3 September 2018. Let’s look at the movements of these two rates.
DBS Singapore increased Fixed Deposit Savings (FHR) Rate
DBS Singapore announced today their Fixed Deposit Savings Rates (FHR) will increase from 24 August 2018. These changes are on the various fixed deposit tenors and will affect many home owners. If your home loan is linked to FHR, FHR8, FHR9, FHR18, please read and refinance.
Case study: 90-year old retiree seek cash out
We recently concluded a challenging and interesting mortgage solution for a 90-year old retiree. How does he borrow when he is not working anymore and of a very senior age?
OCBC Singapore increased OHR Rates
OCBC Singapore announced recently their OHR mortgage rates will increase in July 2018. We looked at the history of this short-lived rate used for Singapore home loans.
OCBC Singapore increased 36-month FDMR Rates
OCBC Singapore announced recently their FDMR mortgage rates will increase in May 2018. We looked at their history.
UOB Singapore retires Fixed Deposit FDPR mortgages and launches MR
UOB Singapore have quietly increased 36-month Fixed Deposit Property Rate (36M FDPR) from March 2018. This rate was introduced in 2016, remained unchanged until March 2018. UOB Singapore announced a hike of 0.35%. Click to find out more.
Standard Chartered Singapore replaced 9M FDR with 36M FDR
Standard Chartered Singapore will withdraw their 9M-fixed deposit rate home loan rate (9M FDR) from 25 May 2018 and replace it with 36M FDR. Read on to find out more.
DBS Singapore increased FHR & FHR9 rates
DBS Singapore announced their FHR and FHR9 rates will increase in June 2018. We explore the impact that’s felt by many home loan borrowers.
Maybank Singapore increased Singapore Residential Financing Rate (SRFR)
Maybank Singapore published on their website that Singapore Residential Financing Rate (SRFR) will increased on 8 May 2018. We explore the impact of SRFR on HDB and Private property loan.
OCBC Singapore increased FDMR Rates
OCBC Singapore announced recently their FDMR mortgage rates will increase in May 2018. We looked at their history.
MAS announcement on Singdollar exchange rate
What happens to SIBOR after MAS SIBOR investigation?
Standard Chartered Singapore hiked 48M FDR Rates
Standard Chartered Singapore announced their pioneer fixed deposit home loan rate (48M FDR) will increase in March 2018. We looked at its history. Read to understand the trend.
Navigate your TDSR limit to ensure your home loan gets approved
Navigate your TDSR limit to ensure your home loan gets approved
Importance of approval in-principle for property loans
Importance of approval in-principle for property loans
Purchasing Executive Condominiums: How Much Can You Afford and Borrow?
Purchasing Executive Condominiums: How Much Can You Afford and Borrow?
Quick guide to note before applying a home loan
Quick guide to note before applying a home loan
What is the impact of lesser PRs buying HDB resale flats?
What is the impact of lesser PRs buying HDB resale flats?
Using a Bridging Loan for a successful property upgrade
Using a Bridging Loan for a successful property upgrade
Purchasing Private Residential Property: How Much Can You Afford and Borrow?
Purchasing Private Residential Property: How Much Can You Afford and Borrow?
HDB Loan vs Bank Loan – Choose one that suits your circumstances
HDB Loan vs Bank Loan – Choose one that suits your circumstances
7 steps to buying BTO/Sales of balance flat from HDB
7 steps to buying BTO/Sales of balance flat from HDB
Avoid making these 7 common property investment mistake
Avoid making these 7 common property investment mistake
The case for buying an Executive Condo in Singapore
The case for buying an Executive Condo in Singapore
Floating or Fixed rate mortgage? It depends on the timing
Floating or Fixed rate mortgage? It depends on the timing
What is the US Fed Rate Hike and it’s Impact
What The US Fed Rate Hike Means and It’s Impact
Impact of TDSR felt more by Singaporeans than foreigners
Impact of TDSR felt more by Singaporeans than foreigners
Purchasing HDB Flat (BTO, DBSS, Resale): How Much Can You Afford and Borrow?
Purchasing HDB Flat (BTO, DBSS, Resale): How Much Can You Afford and Borrow?
How to maximise home loan tenure in Singapore
How to maximise home loan tenure in Singapore
Tips to consider when obtaining a home loan in Singapore
Tips to consider when obtaining a home loan in Singapore
How much can I borrow from equity/term/cashout loan?
For those wanting to get a equity loan, it is very important to obtain high valuation and loan to value ratio from the banks. Learn how to maximise your chances
Home Loan Basics by FindaHomeLoan.co: HDB Resale and the Mortgage Service Ratio
Home Loan Basics by FindaHomeLoan.co: HDB Resale and the Mortgage Service Ratio
Everything you need to know about conveyancing
Everything you need to know about conveyancing
Investing in commercial properties in Singapore
Investing in commercial properties in Singapore
How does the TDSR Debt Servicing Ratio affect self employed?
How does the TDSR Debt Servicing Ratio affect self employed?
HDB loan or bank loan? Reasons to choose a HDB BANK loan
HDB loan or bank loan? Reasons to choose a HDB BANK loan
How does pledging of assets help you to obtain a property loan?
How does pledging of assets help you to obtain a property loan?
Everything you need to know about a 3-Gen flat
Everything you need to know about a 3-Gen flat
What you need to know about Singapore MAS Debt Servicing Framework
What you need to know about Singapore MAS Debt Servicing Framework
Everything you need to know about MAS TDSR framework
Everything you need to know about MAS TDSR framework
Using an interest-offset account to save on mortgage
Using an interest-offset account to save on mortgage
Guide to keeping pets in HDB
Have you always wanted a pet but are not too sure what is allowed in HDB Flats?
Fail-proof ways to spring clean your home for 2018
Fail-proof ways to spring clean your home for 2018
Guide to obtaining an Overseas property loan in Singapore
Guide to obtaining an Overseas property loan in Singapore
How does falling HDB COV impact your loan and Mortgage Servicing Ratio (MSR)?
How does falling HDB COV impact your loan and Mortgage Servicing Ratio (MSR)?
Why You Should Consider Interest Offset Mortgage
Why You Should Consider Interest Offset Mortgage
Calculators for comparison of Singapore home loans
Calculators for comparison of Singapore home loans
Comparing Singapore Home Loan Fixed Deposit Rates
Comparing Singapore Home Loan Fixed Deposit Rates
Why are Singaporeans not choosing the cheapest home loan interest rates?
Why are Singaporeans not choosing the cheapest home loan interest rates?
Two factors to decide on the right property loan interest rates
Two factors to decide on the right property loan interest rates
Home Loan Basics: Fixed vs floating interest rates
Home Loan Basics: Fixed vs floating interest rates
6 Types of home loan interest rates in Singapore
Types of home loan interest rates in Singapore
What you need to know about your credit score
What you need to know about your credit score
Price war breaks out in Singapore home loan market
Price war breaks out in Singapore home loan market
Home loans cheaper as Fed holds off rate hikes
Home loans cheaper as Fed holds off rate hikes
Consumers see loan repayments go fed hikes rate
Consumers see loan repayments go fed hikes rate
FindaHomeLoan launches What-If Home Loan Calculator
FindaHomeLoan launches What-If Home Loan Calculator
Fixed deposit rates versus Sibor: Win, lose or draw?
Fixed deposit rates versus Sibor: Win, lose or draw?
Home loans harder to get with tighter rules
Home buyers have found it harder to obtain loans in the wake of tighter mortgage rules imposed last year. Real estate players said buyers now have to wait longer for their loans to be approved and more are having their loan applications rejected, after the total debt servicing ratio (TDSR) framework was put in place in June…
Our interview with The Straits Times on the impact of MAS Debt Servicing Ratio framework
Our interview with The Straits Times on the impact of MAS Debt Servicing Ratio framework
What happens to SIBOR after MAS SIBOR investigation?
What happens to SIBOR after MAS SIBOR investigation?
What’s the trend of Singapore home loan interest rates (2013)?
What’s the trend of Singapore home loan interest rates (2013)?
Breaking News: 30% Mortgage Servicing Ratio (MSR)
Breaking News: 30% Mortgage Servicing Ratio (MSR)
Making sense of the new ruling on Residential Loan Tenure
Making sense of the new ruling on Residential Loan Tenure
This home loan reduce installments by paying lesser principal
This home loan reduce installments by paying lesser principal
Banks withdraw legal and valuation subsidies (2012)
Banks withdraw legal and valuation subsidies (2012)
MAS concludes SIBOR review, deficiencies in twenty banks
MAS concludes SIBOR review, finds deficiencies in twenty banks