What-If Home Loan Calculator
This free calculator compares 2 sets of interest rates. Use it to assess the impact on the monthly repayments when interest rates rise.
In seconds, you can self-compute the monthly payment for any interest rates movement over the next 3 years. What if interest rates rise by 0.5% next year? What if interest rates doubled in the third year? Can you handle the additional repayments? Should you start putting aside extra savings for future rates hikes?
It's useful to test different assumptions and scenarios. What-if calculations enable you to check if you can handle the additional repayments using varying factors such as interest rates and tenure. This calculation can also be referred to as individual stress testing. It's applicable for any home loan calculation in any country.