Refinance Australia Mortgage Calculator

What property are you refinancing?

Disclaimer: We're here to offer our customers excellent mortgage advice. Our expert consultant will help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.

What is refinancing?

If your home loan package is about to finish its lock in period, it makes sense to shop around for a new rate to compare the interest savings. You may switch to lower variable rate or fixed rate. Some clients choose to extend loan tenure for lower monthly repayments.

We are experts in Australia non-resident mortgages. Our banks accept overseas income.

We make refinancing easy for you.

When should I refinance?

Timing is everything. Getting a new mortgage rate in place can avoid you paying extra to the bank. It makes good sense to explore refinancing 3 months before the expiry of lock in. Always factor in more time if you are refinancing from Singapore and other overseas countries to Australia.

What are the fees involved?

Typical fees are for conveyancing and valuation. Conveyancing work is performed by lawyers or in-house. Inspection is required too, carried out by an appointed valuer. There could be fees imposed by banks for processing, administration, annual.