Standard Chartered Singapore
Standard Chartered Singapore have mortgage products for residential and commercial properties. Their products are based on 1M SIBOR and 3M SIBOR. They offer fixed, floating or interest-offset (MortgageOne) mortgage loans.
MortgageOne is among the best interest offset housing loan for Singapore private properties. Customers can choose 1M SIBOR and 3M SIBOR. 2/3 of deposits will enjoy the same interest rate as the mortgage. The interest earned will offset those incurred on the mortgage, hence reducing the interest payable. Over a longer period, you will be able to pay off the loan faster.