RHB Singapore offers home loans for residential homes in Singapore and Malaysia. It also have mortgage products for commercial properties. They provide legal subsidy for refinancing too.
While fixed rate mortgages often come with limited flexibility, RHB Singapore allows partial prepayment (up to 20% within the 2 years lock in) at no penalty charge for their fixed rate package! This allows customer the flexibility to reduce their outstanding balance more quickly and repay more towards the principle amount. Their variable mortgage rates are pegged to board rates known as CR2 and HB4, starting at 1.08%.